GoGreen Home Energy Financing

Make your HVAC and home efficiency upgrades more affordable with GoGreen Home Energy Financing. As an enrolled GoGreen Home contractor, Lions Heating & Air connects you with participating lenders that offer low-interest loans for qualified energy upgrades in California.

Instead of sending you off to a generic page, we’ve put the most relevant GoGreen lenders, links, and details all in one place so you can compare options and move forward with confidence.

View GoGreen Lender Options

How Lions Heating & Air Helps You Use GoGreen Financing

Our team is here to help you plan your HVAC project, select qualifying equipment, and connect with the right GoGreen lender for your situation. Once you know which lender you’d like to use, you can apply directly through their GoGreen page and finalize your loan.

Step 1: Schedule an estimate with Lions Heating & Air.
Step 2: Review GoGreen lender options on this page.
Step 3: Apply with your chosen lender and complete your financing.
Step 4: We install your new, energy-efficient system.

Schedule An Estimate

Who Can Use GoGreen Home Financing?

California homeowners and renters in eligible utility territories (for example, customers of SCE or SoCalGas).
Owners of single-family homes, condos, townhomes, duplexes, triplexes, fourplexes, and manufactured homes.
Tenants, with property owner permission in many cases.

Many GoGreen loans allow you to combine energy-saving projects with other related improvements. Some programs also offer special terms for low-income or under-resourced communities.

Why Use a GoGreen Lender?

Below-market interest rates compared to many standard consumer loans.
No liens on your property for many participating lenders.
No money down and no hidden fees on qualifying offers.
Loan structures designed specifically for energy-efficiency upgrades.

Lions Heating & Air can help you plan your HVAC project, and you can choose the GoGreen lender and loan that best fits your budget and goals.

Compare GoGreen Participating Lenders

Below is a selection of GoGreen Home Energy Financing lenders that offer loans for energy-efficient home improvements, including HVAC upgrades. Review the options, then click through to each lender’s page to see current terms, eligibility, and how to apply.

Loan terms, rates, and program details are subject to change. Always confirm information directly on the lender’s website.

GoGreen Home Energy Financing – Statewide Lenders
Lender	Available To Borrowers In	Terms (yrs)	APR (as of 11/05/25)	Loan Size	Contact Info	Apply
California Coast Credit Union	Anywhere in California	20	3.58% – 9.48%	$5,000 – $75,000	(858) 495-1637 CCCU Energy Group energy@calcoastcu.org	Apply
KeyPoint Credit Union	Anywhere in California	15	3.99% – 8.49%	$2,500 – $75,000	(877) 552-3004 GoGreen Loan Team greenlending@kpcu.com	Apply
Matadors Community Credit Union	Anywhere in California	20	4.49% – 10.74%	$2,500 – $75,000	(818) 993-6328 ext. 3 MCCU Consumer Lending energy@matadors.org	Apply
San Francisco Federal Credit Union	Anywhere in California	20	5.25% – 9.75%	$1,000 – $75,000	(415) 629-0885 Green Home Team GreenHome@sanfranciscofcu.com	Apply
Self-Help Federal Credit Union	Anywhere in California	20	5.00% – 8.75%	$2,500 – $75,000	(877) 369-2828 ext. 7031 SHFCU Green Lending SHFCU-GreenLending@self-help.org	Apply
USC Credit Union	Los Angeles & Orange County, plus eligible USC employee groups	20	3.74% – 10.74%	$200 – $75,000	(213) 821-7100 USCCU Lending Group cleanenergy@usccreditunion.org	Apply

GoGreen Home Loans For Energy-Efficient Upgrades

GoGreen Home Energy Financing is a State of California-backed program that helps homeowners and renters upgrade to more efficient HVAC systems and other qualifying energy improvements. Eligible projects include heating and cooling systems, insulation, windows, water heaters, solar, EV chargers, and more.

Instead of traditional high-interest personal loans or credit cards, GoGreen connects you to participating credit unions and lenders that offer competitive rates and flexible terms for efficiency-focused projects.

Ready To Get Started?

Whether you already have a lender in mind or you are just beginning to explore GoGreen financing, Lions Heating & Air can help you understand project costs, potential energy savings, and qualifying upgrades for your home.

Contact us today to schedule your estimate and discuss your GoGreen financing options.

Schedule An Estimate